:root{--ink:#0d1b2a;--cream:#f5f1e8;--paper:#fffdf8;--gold:#c89b3c;--gold-soft:#ead6a4;--muted:#68727d;--line:#d8d4cb;--radius:18px;--shadow:0 24px 70px rgba(13,27,42,.1);--max:1240px;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit}.container{width:min(calc(100% - 2rem),var(--max));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:1rem;z-index:9999;background:#fff;padding:.8rem 1rem;border:2px solid var(--ink)}.skip-link:focus{left:1rem}.site-header{position:sticky;top:0;z-index:40;border-bottom:1px solid rgba(13,27,42,.08);background:#fffdf8eb;backdrop-filter:blur(18px)}.header-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:inline-flex;align-items:center;gap:.7rem;font-weight:800;text-decoration:none}.brand-mark{width:38px;height:38px;display:grid;place-items:center;border-radius:50%;background:var(--ink);color:var(--gold-soft);font-size:.72rem;letter-spacing:.08em}.nav-links{display:flex;align-items:center;gap:1.15rem}.nav-links>a{text-decoration:none;font-weight:650;font-size:.94rem}.button{display:inline-flex;align-items:center;justify-content:center;padding:.92rem 1.2rem;border-radius:999px;text-decoration:none;font-weight:800;background:var(--ink);color:#fff;border:1px solid var(--ink)}.button.secondary{background:transparent;color:inherit;border-color:var(--line)}.button.gold{background:var(--gold);border-color:var(--gold);color:var(--ink)}.button.small{padding:.65rem .95rem;font-size:.88rem}.button:disabled{opacity:.55;cursor:not-allowed}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--ink) 0%,#142b42 68%,#1b364e 100%);color:#fff;padding:clamp(5rem,9vw,8.5rem) 0}.hero:after{content:"";position:absolute;width:42rem;height:42rem;border:1px solid rgba(234,214,164,.24);border-radius:50%;right:-12rem;top:-15rem;box-shadow:0 0 0 70px #ead6a408,0 0 0 140px #ead6a406}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.4fr .8fr;gap:clamp(2rem,6vw,6rem);align-items:end}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:850;color:var(--gold);margin:0 0 1rem}.hero .eyebrow{color:var(--gold-soft)}h1,h2,h3{line-height:1.08;letter-spacing:-.035em;margin-top:0}h1{font-size:clamp(3rem,7vw,6.4rem);max-width:12ch;margin-bottom:1.4rem}h2{font-size:clamp(2rem,4vw,3.5rem)}h3{font-size:1.2rem}.lead{max-width:64ch;font-size:clamp(1.08rem,2vw,1.32rem);color:var(--muted)}.hero 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#0d1b2a0a}.card-number{width:42px;height:42px;display:grid;place-items:center;border-radius:50%;background:var(--cream);color:var(--gold);font-weight:900;margin-bottom:1rem}.dark-section{background:var(--ink);color:#fff}.dark-section .lead,.dark-section .muted{color:#c7d0d8}.process{display:grid;grid-template-columns:repeat(5,1fr);gap:.8rem;margin-top:2.2rem}.step{border-top:1px solid rgba(255,255,255,.22);padding-top:1rem}.step span{color:var(--gold-soft);font-weight:900}.quote-panel{background:var(--cream);border:1px solid var(--line);border-radius:26px;padding:clamp(2rem,5vw,4rem);display:grid;grid-template-columns:1fr .7fr;gap:2rem;align-items:center;box-shadow:var(--shadow)}.contact-panel{align-items:start}.metric{font-size:clamp(2.5rem,6vw,5.5rem);font-weight:900;letter-spacing:-.06em}.cta{background:linear-gradient(135deg,#f0dfb1,#d6b45f);border-radius:28px;padding:clamp(2rem,5vw,4rem);display:flex;align-items:center;justify-content:space-between;gap:2rem}.page-hero{padding:4.5rem 0 3.5rem;background:var(--cream);border-bottom:1px solid var(--line)}.page-hero h1{color:var(--ink);font-size:clamp(2.6rem,6vw,5rem)}.content{max-width:800px}.content h2{margin-top:2.5rem}form{display:grid;gap:1rem;max-width:760px}.field{display:grid;gap:.45rem}label{font-weight:800}input,textarea,select{width:100%;padding:.9rem 1rem;border:1px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);font:inherit}textarea{min-height:170px;resize:vertical}select{appearance:auto}.consent-row{display:grid;grid-template-columns:auto 1fr;align-items:start;gap:.7rem;font-weight:600}.consent-row 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